Watani Credit Card
    Islamic
    Points
    RAKIslamic

    RAKIslamic - Watani Credit Card

    Earn RAKrewards on every spend with 100% cashback on Salik and DARB tolls, complimentary worldwide lounge access and a 50,000 RAKrewards welcome bonus, with no annual fee for life.

    Min. Salary

    AED 15,000

    Annual Fee

    AED 1,048.95

    Interest Rate

    3.65%

    Salary Transfer

    Not Required

    Not sure if this card is right for you? Take our quiz

    Key Features & Benefits

    Rewards & Cashback

    100% cashback on Salik and DARB toll charges

    Earn RAKrewards on every spend

    Fees & Services

    Annual fee of AED 1,048.95. Waived for the first year, and waived in following years if your accumulated spend reaches AED 120,000 within a year.

    Welcome & Special Offers

    Welcome bonus of 50,000 RAKrewards

    Travel & Lifestyle

    Complimentary airport lounge access worldwide

    Terms & Conditions

    Shariah-compliant card printed using recyclable materials

    Who Should Get This Card?

    • You want flexibility to keep your salary with any bank
    • You prefer Sharia-compliant banking products

    Frequently Asked Questions

    Is This Card Right for You?

    Take our personalized quiz to see if this card matches your profile and discover other great options.

    Take the Quiz

    Advertiser Disclosure: We may earn a commission from partner links. Learn more