HSBC - Live+ Credit Card
Ideal for high spenders. Earn up to 6% cashback on dining and enjoy 12 free lounge visits yearly.
AED 12,500
Free
3.69%
Not Required
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Key Features & Benefits
Travel & Lifestyle
Airport Lounge Access: 12 complimentary visits for you and additional cardholders to over 1,200 lounges a year. T&Cs Apply.
Multi-trip Travel Insurance: Complimentary cover up to USD 500,000 for you and your family on all trips up to 90 days including a certificate of insurance.
Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE. Subject to spend conditions.
Get a complimentary 12-month Careem Plus subscription.
Fees & Services
Enjoy the benefit of no annual fee for the first year with the HSBC Live+ Credit Card.
Annual Fee: Free for first year. AED 313.95 including VAT from second year. Fee waiver for second year onwards is subject to AED 12,000 annual spends on the card.
Rewards & Cashback
Earn 6% (up to AED 200) on Dining, 5% (up to AED 200) on fuel and 2% (up to AED 200) on groceries and entertainment per statement cycle when you spend at least AED 3,000 per month. Earn 0.5% on all other spends and when you spend less than AED 3,000 a month.
Get up to 7% back as wallet credits off accommodation with Booking.com when you book on your credit card.
Welcome & Special Offers
Get an AED 800 Amazon gift card when you apply for this card by 31 December 2025, plus AED 100 the first time you use your card in your mobile wallet.
Terms & Conditions
Finance charge: 44.28% APR (fixed) on Cash withdrawals and purchases.
Earning Monthly Minimum Income of AED 12,500 or More.
Aged Between 21 to 65 Years.
Review the detailed terms and conditions associated with the HSBC Live+ Credit Card.
From second year onwards annual fee will be waived, subject to minimum spend of AED 12,000 annually.
Who Should Get This Card?
- You prefer getting money back on everyday spending over points or miles
- You want flexibility to keep your salary with any bank
- You want a no-cost card without annual fee commitments
Frequently Asked Questions
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