GEMS World Credit Card
    First Abu Dhabi Bank

    First Abu Dhabi Bank - GEMS World Credit Card

    Min. Salary

    AED 8,000

    Annual Fee

    AED 399

    Interest Rate

    N/A

    Salary Transfer

    Not Required

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    Key Features & Benefits

    Rewards & Cashback

    Get 10% cashback on school related costs like bus fees, canteen, uniforms and extracurricular activities.

    Save up to 3% on GEMS school fees with your GEMS World Credit Card.

    Receive up to 1% cashback on daily spending and up to 2% abroad.

    Travel & Lifestyle

    Receive a 20% discount at Emaar attractions.

    Receive education protection coverage of up to AED 500,000 for each child.

    Fees & Services

    Enjoy no annual fee if you spend AED 24,000 or more on non-educational spending in the previous year.

    Take advantage of 0% Easy Payment Plans for up to 12 months on GEMS fees with no processing fee.

    Who Should Get This Card?

    • You're new to the UAE or have a moderate salary (AED 8,000+)
    • You want flexibility to keep your salary with any bank

    Frequently Asked Questions

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