Deem Finance - Deem Platinum Mastercard Credit Card
Mid-tier Deem card with JOY rewards of up to 100,000 points a month, access to 1,000+ lounges worldwide and up to 3% cashback at malls and supermarkets. Annual fee AED 315.
AED 5,000
AED 315
3.33%
Not Required
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Key Features & Benefits
Travel & Lifestyle
1,000+ airport lounges worldwide
Dining and grocery discounts
Buy 1 Get 1 free cinema tickets at VOX and REEL
Hotel and car rental discounts via Booking.com and Avis
Free valet parking via Valtrans
Roadside assistance and fuel recovery
Welcome & Special Offers
Up to AED 1,000 welcome bonus on eligible spending
WIN cash prize draws up to AED 250,000
Fees & Services
Annual membership fee of AED 315 per Deem's published Schedule of Fees and Charges.
Purchase protection and extended warranty
Interest rate ranges from 15.99% to 39.99% per year depending on your profile, per Deem's published Schedule of Fees and Charges (March 2026).
Rewards & Cashback
JOY rewards program with up to 100,000 points monthly
Up to 3% cashback at shopping malls and supermarkets
Who Should Get This Card?
- You're new to the UAE or have a moderate salary (AED 5,000+)
- You want flexibility to keep your salary with any bank
Frequently Asked Questions
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