LIFE World Cashback Credit Card
    Islamic
    Cashback
    Ajman Bank

    Ajman Bank - LIFE World Cashback Credit Card

    A Shariah-compliant cashback card paying 50% back on refreshments, 10% online, 7% on dining and 5% on international spend, up to AED 400 a month. The AED 600 fee is waived if you spend AED 5,000 within 60 days.

    Min. Salary

    AED 5,000

    Annual Fee

    AED 600

    Interest Rate

    3.8%

    Salary Transfer

    Not Required

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    Key Features & Benefits

    Rewards & Cashback

    10% cashback on online merchants including noon, Careem and Amazon, capped at AED 100 per month

    5% cashback on international spend, capped at AED 100 per month

    Maximum cashback of AED 400 per month plus other retail spend

    7% cashback on dine-in at restaurants, capped at AED 100 per month

    50% cashback on refreshments and snacks, capped at AED 100 per month

    1% cashback on all other retail spend

    Travel & Lifestyle

    Airport transfer within the UAE and meet and greet usher service at the airport

    Complimentary valet parking at more than 30 locations

    Complimentary tee-time golf round

    Welcome & Special Offers

    Welcome bonus of AED 1,000 when you spend AED 10,000 within 60 days of issuance

    Fees & Services

    Annual membership fee of AED 600, waived if you spend AED 5,000 on retail within 60 days of card issuance

    Terms & Conditions

    Shariah-compliant Islamic credit card

    Minimum spend of AED 3,000 per statement cycle required to qualify for cashback

    Who Should Get This Card?

    • You're new to the UAE or have a moderate salary (AED 5,000+)
    • You prefer getting money back on everyday spending over points or miles
    • You want flexibility to keep your salary with any bank
    • You prefer Sharia-compliant banking products

    Frequently Asked Questions

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