What is the minimum salary requirement for Standard Chartered credit cards?

Most Standard Chartered credit cards require a minimum salary of AED 8,000, including the Cashback, Manhattan Rewards+, Visa Signature X, and Saadiq cards. The premium Journey card requires AED 30,000 minimum salary.

Are there any Standard Chartered credit cards with no annual fee?

Standard Chartered cards have annual fees but offer fee waivers. The Journey card annual fee of AED 1,575 can be waived. The Saadiq Islamic card offers the first year free with no late payment fees. Other cards range from AED 315 to AED 525.

Which Standard Chartered card offers the best travel benefits?

The Standard Chartered Journey Credit Card offers premium travel benefits including unlimited airport lounge access, 30 gym visits per month worldwide, 10% duty-free cashback, 7% hotel cashback, and comprehensive multi-trip travel insurance.

Does Standard Chartered offer Islamic credit cards?

Yes, the Standard Chartered Saadiq Credit Card is a Sharia-compliant option offering 8 airport lounge visits per year, no late payment fees, no over-limit fees, and 25% off airport assistance services. First year annual fee is waived.

Does Standard Chartered offer airport lounge access?

Yes, most Standard Chartered cards offer lounge access. The Journey card provides unlimited worldwide lounge access, while the Manhattan Rewards+ and Saadiq cards offer 8 lounge visits per year. Other cards provide DragonPass access.

Updated January 2026

Best Standard Chartered Credit Cards in UAE 2026

Standard Chartered Bank is a leading international bank with over 160 years of history, offering premium banking services across Asia, Africa, and the Middle East. In the UAE, Standard Chartered has built a reputation for innovative credit card products that cater to frequent travelers and lifestyle enthusiasts.

Standard Chartered's credit card portfolio emphasizes travel benefits with unique perks like unlimited lounge access, 30 gym visits per month, and substantial duty-free cashback. They also offer the Saadiq card for customers seeking Sharia-compliant banking solutions.

We have curated all 5 Standard Chartered credit cards to help you find the right fit for your needs.

Find Your Perfect Card

Quick Comparison

Card	Annual Fee	Min Salary	Key Benefit
Standard Chartered - Manhattan Rewards+	AED 525	AED 8,000	8 Lounges/Year
Standard Chartered Bank - Visa Signature X	AED 525	AED 8,000	25% Airport
Standard Chartered Bank - Journey Credit Card	AED 1575	AED 30,000	Unlimited Lounge
Standard Chartered Bank - Saadiq Credit Card	AED 315	AED 8,000	No Late Fee

Featured Cards

Standard Chartered Bank

Standard Chartered - Manhattan Rewards+

1 Point per USD

Annual Fee

AED 525

Min Salary

AED 8,000

Type

Points

Key Features:

8 Lounges/Year - Access 1000+ airport lounges in over 300 cities with 8 free visits per year

Rewards Points - Rewards Points in new ways with benefits that speak to you

Points to Miles - Points-to-miles Like No Other

Free Movie Tickets - Buy 1 Get 1 Free on 2D and 3D movie tickets at all VOX Cinemas in the UAE. Plus, 50% off every second medium popcorn.

Purchase With Rewards - Purchase With Rewards

25% Airport Assist - 25% off for YQ’s Specialist Airport Assist Services*

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Standard Chartered Bank

Standard Chartered Bank - Visa Signature X

Variable rates | See card features

Annual Fee

AED 525

Min Salary

AED 8,000

Type

Hybrid

Key Features:

25% Airport - 25% Off for YQ’s Specialist Airport Assist Services*

Dragonpass Access - Dine and Fly With Dragonpass*

Careem Offers - Careem Offers*

BOGO Costa Coffee - Buy 1 Get 1 at Costa Coffee

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Standard Chartered Bank

Standard Chartered Bank - Journey Credit Card

4 Points/USD Intl, 2 Points/USD Local | 10% Duty Free, 7% Booking.com

Annual Fee

AED 1575

Min Salary

AED 30,000

Type

Hybrid

Key Features:

Unlimited Lounge - Unlimited access to 1000+ global airport lounges via Visa Airport Companion app with first two visits complimentary and unlimited access after making USD 1 international purchase

Annual Fee Waiver - Annual fee of AED 1,575 waived first year with AED 10,000 spend in 60 days and subsequent years waived with AED 150,000 annual spend

7% Hotel Cashback - Up to 7% back as Wallet Credit on Booking.com accommodation bookings

10% Duty Free Cash - 10% cashback at UAE airport duty free stores capped at AED 100 per statement when activated by airline ticket purchase

Multi-trip Insurance - Multi-trip travel insurance for cardholder and family up to 90 days on trips

30 Gym Visits/Month - Complimentary access to all Warehouse Gyms in UAE up to 30 visits per billing cycle with minimum spend requirement

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Standard Chartered Bank

Islamic

Standard Chartered Bank - Saadiq Credit Card

Variable rates | See card features

Annual Fee

AED 315

Min Salary

AED 8,000

Type

Cashback

Key Features:

No Late Fee - Late payment fees AED 0 even if you forget to make a payment

Free Year 1 - Enjoy zero annual fees for the first year with the Standard Chartered Bank - Saadiq Credit Card.

8 Lounges/Year - Access 1000+ airport lounges in over 300 cities with 8 free visits per year

25% Airport Assist - 25% off for YQ’s Specialist Airport Assist Services* Ease your trip at 450+ destinations

20% Airport Dining - Dine and Fly With DragonPass* Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass.

No Cash Advance Fee - Enjoy the benefit of no cash advance fees with the Standard Chartered Bank Saadiq Credit Card.

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Frequently Asked Questions

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Explore More Card Categories

Find the best credit cards for your needs:

Cashback

Earn on every purchase

Travel

Miles & lounge access

Islamic

Shariah-compliant

No Fee

Free for life

Lounge

Airport lounges

Flexible

No bank lock-in

Bonus

Sign-up rewards

Low APR

0% intro rates

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10K–20K

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